Regulatory Disclosure
1. Registration Information
Lahoti SNJ Finserv is an AMFI-registered Mutual Fund Distributor.
AMFI Registration Number (ARN): 270798
Date of Initial Registration: 16-06-2023
Current Validity: 15-06-2026
Employee Unique Identification Number (EUIN): [INSERT EUIN]
2. Nature of Services (Distributor vs. Advisor)
In accordance with SEBI (Investment Advisers) Regulations, 2013, please note the following:
We act in the capacity of a Distributor of Mutual Funds.
We are not a SEBI Registered Investment Advisor (RIA).
Any advice given to you during our engagement is incidental to our primary activity of distribution and is provided to help you choose the right product for your needs. This should not be construed as fee-based investment advisory services.
3. Commission Disclosure
As mandated by SEBI (Circular No. SEBI/IMD/CIR No. 4/168230/09), we are disclosing the comparative commission structure earned by us from various Asset Management Companies (AMCs).
We work on a "Trail Commission" model, meaning we earn a small percentage of the investment value as long as you stay invested. We do not charge any upfront fees from our clients.
Scheme Category | Trail Commission Range (Annualized) |
Equity / Growth Schemes | 0.xx% - 1.xx% |
Hybrid / Balanced Schemes | 0.xx% - 1.xx% |
Debt / Income Schemes | 0.xx% - 0.xx% |
Liquid / Overnight Schemes | 0.xx% - 0.xx% |
Note: The rates above are indicative and subject to change by the AMCs. The commission is paid to us by the AMC out of the expense ratio of the scheme. Detailed scheme-wise commission structures are available upon request.
4. Risk Factors
Market Risk: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market.
No Assurance: Past performance of the Sponsors/AMC/Mutual Fund does not indicate the future performance of the schemes.
5. Grievance Redressal Policy
At Lahoti SNJ Finserv, we are committed to prompt resolution of client issues.
Step 1: Contact Us
If you have any queries or complaints, please reach out to us first:
Email: contact@lsnj.in
Phone: +91-941402647
Turnaround Time: We aim to acknowledge complaints within 2 working days and resolve them within 10 working days.
Step 2: Contact the Mutual Fund House (AMC)
If you are not satisfied with our resolution, you may contact the Investor Relations Officer of the respective Asset Management Company. (Relevant contact details are available on the respective AMC websites).
Step 3: SEBI SCORES
If your complaint remains unresolved, you may lodge a complaint with SEBI’s centralized grievance redressal system.
Portal: https://scores.sebi.gov.in/
Step 4: SMART ODR
For online dispute resolution, investors can access the SMART ODR Portal.
Portal: https://smartodr.in/
6. Data Privacy & Transaction Security
We facilitate transactions through the respective AMC platforms or platforms such as BSE STAR MF, NSE MF INVEST or authorised Registrar and Transfer Agents (RTAs) like CAMS and KFintech.
We do not hold client funds. All payments usually go directly from the client’s bank account to the Mutual Fund scheme account.
Your personal data (PAN, KYC details) is shared strictly with regulatory bodies, AMCs, and RTAs for the purpose of processing your investments.